(781) 328-2360

497 Broadway, Malden, MA 02148


Welcome to Smart Buy USA  Finance Department. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.


All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Smart Buy USA  has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.


Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!


Featured Inventory

2002 Jeep Wrangler

41,978 miles

Call for Pricing.
2008 Volvo XC90

129,518 miles

2013 Ford Escape

81,750 miles

2010 Dodge Grand Caravan Passenger

100,458 miles

2014 Ford Fusion

103,708 miles

2006 Jeep Grand Cherokee

157,163 miles

2014 Nissan Sentra

65,102 miles

2011 Nissan Rogue

127,625 miles

scroll up