(781) 328-2360

497 Broadway, Malden, MA 02148


Welcome to Smart Buy USA  Finance Department. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.


All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Smart Buy USA  has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.


Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!


Featured Inventory

2004 Ford Escape

143,822 miles

2008 Mercedes-Benz E-Class

150,893 miles

2010 Chevrolet Malibu

112,826 miles

2005 Audi A4

111,320 miles

2003 BMW 5 Series

127,212 miles

2009 Toyota Camry

132,838 miles

2005 Jeep Liberty

143,827 miles

2015 Chevrolet Cruze

67,162 miles

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